Investor-focused financing since 2003
Commercial DSCR financing for income-producing real estate.
Qualify using property cash flow with flexible fixed and ARM structures for purchases, refinances, and cash-out scenarios.
Fixed & ARM Available
Debt Service Coverage
Loan-to-Value
Loan Details
- Max Loan Amount:$6,000,000
- Max LTV:75%
- Loan Terms: 30 YR Fixed | 5/6 ARM | 7/6 ARM | 10/6 ARM
- Loan Purpose: Purchase, Refinance, Cash-Out
- Prepayment:5, 4, 3, 2, 1
- Recourse:PG
- Owner Occupied:Yes - Available
Eligible Property Types
- Commercial Real Estate
- Multifamily (5+ Units)
- Industrial & Warehouse
- Mixed-Use Properties
- Retail
- Medical Office
- Self-Storage
- Single Tenant / Owner Occupied
Why DSCR Financing?
No Income Verification
Qualify based on property cash flow alone.
Fast, Streamlined Closings
Experienced investor underwriting for quick decisions.
Flexible Rate Structures
ARM and fixed rate options available.
No Reporting Requirements
Straightforward financing with no ongoing reporting needed.
Get pricing and structure
Talk through your DSCR scenario with GPS Capital.
Send your property type, loan amount, and goal, and we can review fit for purchase, refinance, or cash-out execution.